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Doom, Gloom, and a Little Bad News

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I sat down this morning over coffee with a combination of the Boston Globe and FOX 25 News.  The bad news continues to come;  In the fourth quarter, AIG lost $60 Billion , The Hartford lost $806 Million, and CNA lost $336 million.  Business Insurance reported today that federal authorities are meeting with AIG execs to devise a "controlled" breakup of AIG into three separate entities.  Depending on opinions, I think it's safe to assume that at best, we have no idea how that's going to turn out.  I know I've said it before, but I'll say it again; the hard market is coming, and you had better be prepared for it.  Premiums, terms and conditions, capacity, insurer ratings, you name it.

 

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