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Non Profit and Social Services

Insurance for Non ProfitsAs a non-profit organization, you face unique exposures.  Dealing with children or adults in varying situations must be addressed from a risk management perspective that is different from the for-profit world with which most broker/agents are accustomed.  At Thomas Gregory Associates, we understand that your ability to reduce exposures to loss likely means reduced expenses, and that will often translate to more capital freed up to further the programs of your mission. To help control expense, most non-profits operate with minimal staffing levels, necessitating managers to assume a variety of responsibilities, which include risk manager. We understand that unique dynamic, so we strive to offer you personal service and dedication, allowing you to focus your limited resources on other important areas.  Thomas Gregory Associates designs insurance programs for non-profit and social services organizations that respect both the bottom line and the need for "real world" risk management.

Many other insurance brokers simply present standard "off-the-shelf" insurance company policies to their non-profit and social services clients, assuming they are appropriate for all. Thomas Gregory Associates takes the time to analyze overall insurance and risk management needs to determine what necessary changes must be made to these policies to address their inherent coverage gap. The result is a tailored insurance program that is appropriate for your specific  organization. Special individuals dedicate themselves to our communities' non-profit sector; you deserve a broker that reflects the same level of dedication on your behalf.

At Thomas Gregory Associates we offer a full spectrum of insurance products and services to meet all your risk management needs:

  • Property
  • General Liability
  • Workers' Compensation
  • Volunteer Liability Carve Backs
  • Commercial Automobile
  • Social Service Professional Liability
  • Molestation or Abuse Coverage
  • Excess Liability
  • Directors & Officers Liability
  • Employment Practice Liability
  • Leasehold Interest Coverage

The role of Thomas Gregory Associates in working with you is to use our insurance expertise to continually develop and refine your insurance program. Social services and non-profit agencies are quickly changing entities in today's economy. In fact, each service you offer or introduce can present new and unique exposures. The risk management necessary to provide continual review and modification to your insurance program is a service that far exceeds the abilities and experience of most brokers. At TGA, we have both the expertise and the sensitivities you deserve from your broker.  Contact us today to learn more.