Pharmaceuticals, medical devices, dietary supplements, and product development organizations; each of these groups develop products that seek to improve our quality of life. Of course, with products that incorporate new technologies or offer breakthrough results there is always a chance that expected results may not come to fruition. In some cases, years of research and development may result in failure. The life sciences sector, more so than any other, presents very unique exposures to the insurance world. Exposures that need to be carefully reviewed and constantly monitored to ensure that the insurance program you rely on will respond if needed.
You need to be 100% focus on running your business. To allow you to do so Thomas Gregory Associates will manage your insurance needs from the initial R&D stage, through human clinical trials, and finally on to production.
We can address all of your insurance needs including but nit limited to:
- Human Clinical Trials
- Products Liability
- Technology Errors & Omissions
- Directors & Officers Liability
- Employment Practices Liability
- Fiduciary Liability
- Intellectual Property Abatement, Defense, and Business Interruption Insurance
- R & D data & prototypes as covered property
- Internet-Related Personal Injury and Advertising Liability
- 1st & 3rdParty Cyber Liability/Internet Risk
- Employee Dishonesty including computer fraud and Third Party Crime Coverage
- Electronic Data Processing hardware/software