Directors & Officers Liability Insurance, or D & O insurance, is part of a scope of coverage called Executive Liability. A relatively new insurance coverage that evolved from the 1970's to 1990's, D & O is now a very familiar term in the business world that bears importance. D & O insurance covers the board of directors and corporate executive officers of a company for their personal liability arising out of their corporate duties. The bulk of the emphasis for D & O insurance is on publicly held entities, but privately held companies are not without their exposure to D & O claims. D & O insurance forms are probably the most non-standard in the insurance industry, with no two exactly alike between the carriers that offer the coverage. It is this very reason that D & O insurance must be very carefully written with custom, manuscripted forms to attain the most broad coverage possible for a given risk. It goes without saying that the D & O insurance you buy for your directors and officers is only as good as the broker you buy it from.
Thomas Gregory Associates is a market leader in placing appropriate Directors & Officers Liability Insurance for various market segments. In the same way that your D & O insurance is only as good as your broker, our D & O strategies are only as good as our resources. Our broad scope of resources is why we have been able to solve so many difficult D & O problems. When you work with us to place your Directors & Officers Liability insurance, you can be sure that no stones have been left unturned.